Shop Now, Pay Later: A Double-Edged Sword in Modern Shopping
The “Shop Now, Pay Later” (SNPL) trend has surged in popularity, offering consumers a way to make purchases without immediate financial outlay. Fueled by services like Afterpay, Klarna, and Affirm, SNPL options let shoppers split payments over time, often with zero interest, making it tempting to buy more now and pay later. But, as with…